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Rule of thumb: 36{e16d8841b9a22db17369c56db147cb8318155279c021552581c5a9e0b01d33cf} of your pre-tax income should go to pay debt with no more than 28{e16d8841b9a22db17369c56db147cb8318155279c021552581c5a9e0b01d33cf} going to your mortgage payment – leaving 8{e16d8841b9a22db17369c56db147cb8318155279c021552581c5a9e0b01d33cf} for other money owed like student loans and car loans. A tree that falls on your home means that you’re coated, whereas floods and earthquakes are solely lined by means of the writing of a separate coverage. Most individuals have ‘a home’ where they’ve most of their belongings, their household, their issues – it is usually …